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Financial Services

The Cooperative, is a leading financial services group with universal banking capabilities. As Nigeria’s best cooperative society by assets and earnings, we have served the needs of our members, providing a full range of financial products and services since 1984. Our full-service offering includes savings and loans, investment and wealth management, and advisory services.

Savings Account

Members of the cooperative have the opportunity of banking with us by taking advantage of our savings account which currently provides a range of annual investment return depending on the funds amount involved and is subject to review in line with the economic and market realities. Members can download our forms online for application to be processed by our banking division units. Members of the cooperative have the opportunity to save by taking advantage of our Savings Account product at competitive interest rates. Savings Account avails members the minimum investment permissible and access to other loans including Special Loan, Project Loan, and Ordinary Loan. Our aim is to offer products that service members with incentives that ensures we are their preferred choice in savings.


Experience a great return on your Investments with us.

Our CIS allows fixed deposits for a period of time on which customers earn returns at competitive interest rates. The ability to present higher investment returns to our members is of great pride to us and promotes the cooperative spirit of togetherness in business. 

Forms are available for download or contact your relationship manager for assistance.


The loan products of the co-operatives are in four (4) major categories and they are:

Ordinary Loans

This is the typical loan that is first accessible to a member after making financial contributions for 6 months. The tenor is 36 months.

Special Loans

This loan is available to members after the Ordinary Loan is being serviced. The tenor is 12 months.

Project Loans

A member must have contributed for 60 months to access the project loan.  He must be servicing both the ordinary and special loan to access this service.

Mortgage Loan

A member can only access the Mortgage loan after four years of employment subject to his/her entitlement in the Company as at the time of the request. The tenor of the loan is 10 years.